Bogleheads
We help you make good financial decisions by tuning out the noise and focusing on just a handful of simple, core principles that have proved successful over time. Although they are simple, following them is not always easy. If this is your first visit, begin at "Getting started" below. Regular visitors may want to look at our new articles. For US investors: For non-US investors: Personal finance covers not only investing, but day-to-day finances, budgeting, insurance, taxes, estate planning, and retirement. For US investors: Retirement is a major event in many people's lives. It is not only a lifestyle change, but a change in income and spending. Planning for this life-changing event is important. Mutual funds are registered investment companies that pool investors' capital to invest in securities. Professional money managers manage mutual funds, and the corporate contributory retirement system in the U.S. uses them extensively. As of 2021, a total of 8,877 U.S. mutual funds held ov