Jake Stolarski
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on the atlas — 2
- November 2023 Newsletter: The Monetary Gates Are Open - Lyn Alden1 savers
- Curius / Onboarding2621 savers
highlights — 5
The main difference between Bitcoin and stablecoins is that Bitcoin is optimized for decentralization and hardness but is currently volatile due to being a novel unit of account, whereas stablecoins are less-volatile because they piggy-back on existing monetary network effects, but are centralized and inflationary
November 2023 Newsletter: The Monetary Gates Are Open - Lyn AldenThey also allow for micropayments, including international micropayments. Up until fairly recently, it has not generally been possible to send someone the equivalent of ten cents internationally.
November 2023 Newsletter: The Monetary Gates Are Open - Lyn AldenOn the Chainalysis crypto adoption index, 16 of the top 20 countries ranked by crypto adoption are classified as developing countries.
November 2023 Newsletter: The Monetary Gates Are Open - Lyn AldenWhen most people, including traditional finance professionals, think of “crypto”, they lump everything together in their head. Bitcoin, stablecoins, monkey jpegs, VC-funded token pump-and-dumps, and scammy yield-farming Ponzis are all categorized similarly. But what I would argue, and have argued for years now, is that the killer app for this technology is money: savings and payments. Bitcoin is a powerful innovation with long-term potential. Stablecoins have been a powerful bridging tool as well.
November 2023 Newsletter: The Monetary Gates Are Open - Lyn AldenThe biggest stablecoin issuer holds more U.S. T-bills as collateral than most countries have in their foreign exchange reserves. They serve as an offshore bank account for the middle class of many countries.
November 2023 Newsletter: The Monetary Gates Are Open - Lyn Alden