Agentic payments memo | Natural
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When exploring what I wanted to work on next, I wrote this 15-page memo on agentic payments.
Agentic payments memo — Natural October 23, 2025 Kahlil Lalji Research Agentic payments memo Originally written: August 2025 When I was exploring what I wanted to work on next, I wrote this 15-page memo on agentic payments to formalize some of my thoughts on the problem space, how I expected the market to evolve, and the opportunities I saw. Between writing and releasing it, there have been many market developments, but none of this writing has changed. This is the original memo we used to raise our seed round. Preface Today, agents can negotiate trucking loads, hire contractors, manage procur
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