The Five Waves of Fintech - Bessemer Venture Partners

The evolution of financial services over the last few decades was driven by seismic changes in technology, regulation, customer expectations, and macroeconomics.

Jump around The Five Waves of Fintech Wave 1: Disrupting legacy business models Wave 2: Unbundling financial services Wave 3: Leveraging the vertical SaaS playbook Wave 4: Embedding fintech everywhere Wave 5: Integrating APIs and orchestration layers What swells are we excited about? Contributors Charles Birnbaum Eric Kaplan Share Subscribe Email (required): Do not fill in (spam control): 3.14.23 Fintech The Five Waves of Fintech To know the future of fintech you must first know the past. We reflect on how changes in technology, regulation, customer expectations, and macroeconomics transformed

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