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David Senra: Eric Glyman, Co-founder of Ramp

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Eric Glyman is the co-founder and co-CEO of Ramp, the financial-infrastructure platform valued at $44 billion used by over 70,000 businesses to run payments, expenses and accounting from a single place. Glyman grew up in Las Vegas and studied at Harvard, where he met his eventual co-founder, Karim Atiyeh. In 2014 the two started Paribus, a price-tracking app born from Glyman's frustration after missing an airfare price drop — the software automatically caught retroactive discounts and filed refunds on customers' behalf. Capital One acquired Paribus in 2016, and Glyman and Atiyeh stayed on for roughly three years running the business inside the bank. That experience showed Glyman something he found strange: card companies made money by convincing customers that points and rewards were valuable, then quietly devaluing them. In 2019 he, Atiyeh, and longtime friend Gene Lee left to build Ramp on the opposite premise — instead of pushing businesses to spend more for rewards, help them spend less and waste less time doing it. Every product decision gets run through what Glyman calls a version of "Elon's algorithm": question the requirement, simplify, then automate. Ramp tracks its own

David Senra: I want basically a download of your thoughts on how you're thinking about your business today and moving forward in, let's say, the next few months. Eric Glyman: You use Ramp, and you know it, but let me just give you a snapshot of where we are. You can think of Ramp as smarter financial infrastructure to run your business, right? From one single place, you can make payments of all kinds, whether that's cards, bill payments, procurements. You can better manage funds, you can automate expenses, and even automate your accounting, right? And the way all of these tools are built is…

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