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Earning to Give or Direct Work? Why not both? : EffectiveAltruism

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The idea of [financial independence](https://www.reddit.com/r/financialindependence/) has been gaining a lot of traction over the past few years....

Building a sufficient investment fund to preserve yourself with passive income requires collecting a large amount of money in relatively safe investment vehicles (to guarantee money in case of downturns). Theoretically, it would be more efficient to donate that money to an EA organization. First, they get to pool the money in a larger fund without having to worry so much about small dips, so they can be a bit more risky and get slightly higher average returns on the investment. Second, if they invest the money directly in operations they might be able to expand more aggressively than would…

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