Personalized Health Insurance and the Payer Stack | Out-Of-Pocket

Looking to hire the best talent in healthcare? Check out the OOP Talent Collective - where vetted candidates are looking for their next gig. Learn more here or check it out yourself. Finance Associate - Spark Advisors Data Engineer - firsthand Data Scientist - J2 Health ‍Looking for a job in health tech? Check out the other awesome healthcare jobs on the job board + give your preferences to get alerted to new postings. Let me run you through a recent train of thought I’ve been having about what personalized health insurance products might look like. Follow me on this journey. I’m generally a fan of Medicare Advantage (MA). For the uninitiated, this is when the government contracts with private insurers to manage the health of Medicare enrollees. In an extremely simplified version, these carriers get paid a flat fee which is some base amount that gets multiplied by how sick the patient is. But Medicare Advantage has several other quirks to it that are important to note: Because of this,

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