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The rising tide of flood risks and the insurance dilemma in Canada

climateinstitute.ca · 1,132 words · saved by 1 readers

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Camila Flórez Bossio Ryan Ness 18.03.24 Originally published in Policy Options . Climate change is resulting in heavier rainfall and increased flooding in many parts of the world. In Canada, roughly one in 10 households face the double whammy of living in areas at high risk of a deluge, while getting insured in these areas is nearly impossible. Insurance companies, deterred by the high cost of payouts for frequent and severe flooding, seldom offer flood coverage in these areas and, when they do, the premiums are sky-high. Can the Canadian government protect homeowners who don’t have access to,

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