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Line of Credit vs Credit Card: How to Choose for Your Small Business | Nav

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A line of credit and a credit card offer two very different financing options. Learn how a line of credit compares to credit cards for making business purchases.

Line of Credit vs. Credit Card: Key Differences - Nav Resources arrow_forward Blog arrow_forward Business financing What’s the difference between a line of credit vs. credit card? Written by Gerri Detweiler & Robin Saks Frankel February 2, 2026 | 23 min read Table of contents Table of contents Line of credit vs. credit card: Key differences What is a business line of credit? What is a business credit card? When to use a business credit card vs. line of credit Can you use both a line of credit and credit card? Which offers higher credit limits? Which builds business credit faster? Best options

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