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On the lowest effort way to prepare for a decent retirement.

If I had to convince my 22 year-old self to save more money, here is what I would say: Go big, then stop. This phrase might not mean anything to you yet, but in a few moments it will. What I’m talking about is a savings philosophy so effective that it can put your future finances on easy mode. It can help you to build wealth for decades while you literally do nothing. It may just be the lowest effort way to set yourself up for a nice retirement. How does it work? You save as much as you can as early as you can , then you stop saving altogether (if you want). Go big, then stop. Why is this stra

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