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Inside M-Pesa’s Journey: An Idea That Changed the Way Africa Moves Money - Today Africa

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This analysis traces the inside M-Pesa’s journey, growth trajectory, and explores its competitive industry and global expansion.

Case Studies 26 min read 1169 Inside M-Pesa’s Journey: An Idea That Changed the Way Africa Moves Money Chibuike Orji-Oko July 29, 2025 0 Inside M-Pesa’s journey lies one of the most remarkable stories of technological innovation reshaping the financial industry of Africa and beyond. Launched in Kenya in 2007 by Safaricom and Vodafone, M-Pesa (short for “mobile money” in Swahili) emerged as a bold experiment to address the limited access to banking services in developing economies. What began as a donor-funded pilot project aimed at facilitating microfinance repayments rapidly evolved into a re

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